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Stay afloat with an advance of $100 to $1000

Unexpected and sudden expenses can overwhelm the best of us. We know that emergencies happen and we are here to help. Consider the below 3 steps to get your cash advance:

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  • Fill out the application with accurate info
  • Review your lenders' proposal
  • Get cash in your account

How Works

Apply Now

Fill out our secure application form with your information and be sure to note the amount of cash you need.

Get Approved

You’ll know in under two minutes if you’re approved for a loan.

Get Cash Now

Get your cash as soon as tomorrow* and automatically deposited into your bank account.
*Most loans are funded next business day

Emergency Cash When You Need It

It seems no matter how carefully you plan your finances, something inevitably comes up that demands money quickly. Whether it is a mechanical emergency with your car, a medical emergency or a nightmare plumbing emergency in your home, there will always be something working against your finances. These emergencies can’t wait either. They demand your attention now.

What do you do when finances are tight, when the budget does not allow for immediate responses? Borrowing money from your parents or friends has more downsides than upsides. When you need money quickly, sometimes your best option is a cash advance loan.

Fortunately is available to help out in just such a situation.

APR – Representative Range Explanation

APR stands for Annual Percentage Rate which represents the annualized interest rate that you are charged. is not a lender and does not provide cash loans but refers consumers to lenders who may provide loans of this type. does not charge any fees for this service. is not able to supply you with the exact APR that you will be charged by your lender. APRs can vary based on the information that you supply in your loan request as well as the information that your lender supplies. Your lender will provide you with details on the APR, loan finance charges and other terms when you are redirected to your loan agreement during the loan request process. For help with any services consumers may Contact Us.

The APR on a cash loan can range from 250 percent to 2,350 percent depending on how it is calculated which may include variables such as the term of the loan, fees incurred (non-payment, late fees, etc...), loan renewal options and other variables. Please in mind that the APR range is not your finance charge, which will be disclosed by your lender later on in the request process.

See a Representative Example


Cash loans are relatively pricey when compared with other loan types. Cash loans are not recommended as a long-term financial solution and should only be taken out in emergency situations.

*Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100
Low End Calculation: ($40 / $300) * (365 days / 14 days) x 100 = 347.62%
High End Calculation: ($80 / $300) * (365 days / 14 days) x 100 = 695.24%

Important Implications to Consider only works with lenders who give customers detailed information on terms and conditions prior to their acceptance of the loan offer. It is recommended that you closely review the terms of any loan offer presented to you. For more details about the aforementioned considerations see our Lending Policy and Rates & Fees sections.

Financial implications (Interest and finance charges)

If you are approved for a loan, your lender will present you with the exact fees and interest rate of your loan prior to your formally accepting their offer. is not a lender and cannot predict the exact fees and interest that will be attached to the loan offer presented to you. You are not under any obligation whatsoever to accept the terms that the lender presents to you.

Implications of non-payment

When you accept the terms and conditions for a particular loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time specified in the documents that your lender supplies. Additional charges or fees may apply in the event that you are not able to repay your loan in full or make a late payment. cannot predict the amount of the charges or fees that you will incur as a result of partial payment, late payment or nonpayment. has no control over knowledge of the loan details between you and your lender. Please refer to the partial payment, late payment and nonpayment policies detailed in the loan documents that your lender provides you with. does make an effort to work only with reputable lenders who are committed to pursuing collections of past-due accounts in a reasonable and fair manner.

Potential impact to credit score does not make credit decisions nor does it ever conduct credit inquiries on potential borrowers. Some members of the lender network may choose to conduct a nontraditional credit check in order to determine your eligibility for a loan. Lenders typically will not conduct a credit inquiry with any of the three major credit reporting agencies (Transunion, Experian and Equifax). Ultimately, your credit score may be affected by the actions of a particular lender. If you do not repay your loan on time your lender may report this delinquency to one or more credit reporting agencies, which could have a negative impact on your credit score. encourages consumers with credit problems to consult a Credit Counseling company.

Collection Practices is not a lender and does not engage in debt collection practices. Your lender will disclose their collection practices to you in their loan documents. If you are not sure of the collection practices used by a specific lender we recommend that you discuss this issue with the lender directly. makes reasonable efforts to only work with established, reputable lenders who pursue collections of past-due accounts in a fair manner.


Loan renewal policies are largely governed by state regulatory laws. Loan renewal options will be presented to you by your lender prior to your acceptance of their loan offer. Please be sure to carefully read the renewal policy presented to you before you sign the loan documents. Cash loans are intended to be a short-term financial instrument. encourages all borrowers to repay their loan in full and on time in order to avoid nonpayment and/or late payment fees. If you think that you may be unable to pay off a cash loan after taking it out, we recommend that you explore Loan Alternatives before applying for a loan.

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