How It Works
ATMs are on almost every corner of the United States, but sometimes they’re just not convenient. That’s because even if you have one right next to you, you don’t always have enough funds to withdraw. Cash advances, however, represent the ultimate in convenience because not only are they easily accessible from no matter where you are, but they are also available to help you out whenever your bank account is running low. Learn here exactly how how the cash advance process works through CashAdvance.org and how you can quickly get the money you need in your hands.
1. Step Up to the Machine
Most people hit up an ATM because they need instant cash, although some do it as preparation for something they are going to have to pay for in the near future. Whether you need money to pay for something immediately or next week, our online cash advance process works almost as quickly as an ATM. It’s the next best thing. In all cases, you’ll receive your cash advance within one business day of the time you formally accept a loan offer from one of CashAdvance.org’s affiliated lenders.
2. Slide Your Card
Because our cash advance process is conducted entirely online, you don’t need an ATM card. Before requesting for a loan here on our website, it’s a good idea to have a few things ready, though.
First and foremost, you will need a checking account, as this is where your money will be deposited once your cash advance gets processed. Having your account number on hand will make the request process easier. You’ll also need a working phone number, valid email address, proof of your salary (at least $1,000 per month after taxes), proof of age (you must be 18 or older), and proof of U.S. citizenship or legal residency. You won’t need information on your credit score or credit history to request for assistance.
3. Enter Your Request
Filling out our loan request is easier than punching a few buttons on an ATM. You’ll find everything you need online – no driving, parking, or walking to an actual machine. If you’re unclear about cash advance options in your state – as all 50 states regulate loans differently and have entirely separate sets of rates and fees – we’ll help you. CashAdvance.org lays out all of the details on loans, such as your state’s maximum loan allowance and whether rollovers will be permitted, so you’ll know what you’re getting. Complete the secure form online within just a few minutes.
4. Collect Your Cash Advance Money
At an ATM, you simply scoop up your cash and walk away. At CashAdvance.org, you’ll receive the details on your loan request, and if you choose to accept them, the money will go directly to your checking account. In about 24 hours, you can withdraw or write checks against the cash advance. Similar to ATMs, your cash advance may have fees associated with it. This comes from the lending institution itself and is explained in the loan terms. Unlike an ATM, fees for your loan can build, so by keeping to the loan terms and paying it back on time, you’ll reduce your rates and keep more of your hard-earned money in your pocket. Spend your cash how you wish, and enjoy the benefits of CashAdvance.org’s online cash advance process.