Rates & Fees
See how much you can do to improve your financial situation today by checking out the cash advance possibilities at CashAdvance.org. We’re here to help connect you with the payday loan you need, anytime day or night, with a few simple clicks of our online loan request. Request from the comfort and privacy of your own home and get pre-approved for a cash advance in minutes. Once you’re approved, we’ll match you with multiple lenders who compete for your business by offering the best interest rates, fees and repayment terms.
It makes sense to be skeptical or at least look into organizations that promise you fee-free loans. But at CashAdvance.org, you really can get something for nothing. We’ll facilitate your cash advance with no fees attached, since we’re solely in the business of matching lenders to loan requestors. This means that you won’t pay anything to request, accept, or even turn down the loan we find for you. You may have heard terms such as “interest rate” or “rollover rate.” These potential financial additions come from the lending institution once you have the loan deposited into your checking account. Every possible extra rate or fee is explained clearly in the loan terms by your lender, without jargon or too much information. You always have the option to decline the cash advance and search for other rates.
One of the biggest benefits of obtaining a cash advance through CashAdvance.org is that your previous credit history does not affect your loan request. Typically, requesters find that their interest rates soar or that fees are tacked on when their lending institution discovers a black spot on their credit history, a low credit score, or no credit score at all. Skip all that judgment with CashAdvance.org. In our quick cash advance request process, credit scores don’t come into play. We understand that sometimes people have financial struggles and that bills can pile up and go unpaid. At CashAdvance.org, you’ll find the rates of your loan terms crystal clear and unaffected by your credit rating.
After securing your cash advance you’ll finally be able to pay down your debt, settle a bill, make a large purchase, or use the funds however you see fit. And the qualifications are basic:
- Be a U.S. citizen or permanent resident.
- Be at least 18 years old.
- Earn at least $1,000/mo. after taxes.
- Have a checking account in your name.
- Provide home and work telephone numbers.
- Be employed for at least 90 days consecutively.
If you’ve ever gotten a loan or spoken with someone who has obtained a cash advance from another state, you may find differences in options such as the maximum loan amount and the interest rate associated with it. There are also different fees for things like rollovers – how many times, if any, that you can extend your loan.